The Convenience and Risks of Mobile Payment: You Scan Me, or I Scan You?
AD |
The Convenience and Risks of Mobile Payment: You Scan Me, or I Scan You?Mobile payment has become an integral part of our lives today. From street vendors to large supermarkets, "scan to pay" signs are everywhere
The Convenience and Risks of Mobile Payment: You Scan Me, or I Scan You?
Mobile payment has become an integral part of our lives today. From street vendors to large supermarkets, "scan to pay" signs are everywhere. However, this convenient payment method also hides potential security risks. How can we protect our "money bags" while enjoying its convenience?
Many people may think that whether it's "you scan me" or "I scan you", it ultimately just completes the payment and there is no essential difference. But in reality, these seemingly identical operations have different security risks behind them.
Risks of "You Scan Me":
"You scan me" refers to the user showing their payment code to the merchant, and the merchant using their phone to scan it for payment. This method is relatively simple to operate, but it also carries higher risks:
- Risk of unauthorized transactions: When you expose your payment code in public, criminals may use pre-prepared software to secretly scan your payment code and make unauthorized transactions. Be extra vigilant, especially in crowded places like buses during rush hour.
- Risk of information leakage: Some merchants, for the convenience of customers, may post their payment codes in conspicuous places. However, this can also leak the merchant's payment information, leading to unnecessary security risks.
Risks of "I Scan You":
"I scan you" refers to the user using their phone to scan the merchant's provided payment code to make payment. This method seems safer, but there are still some potential risks:
- QR code replacement: Criminals may take advantage of the merchant's inattention and replace the store's payment QR code with their own, diverting customers' money to their account.
- Secondary unauthorized transactions: Criminals may scan the customer's payment code with their own phone after the customer scans to pay, resulting in secondary unauthorized transactions. Be extra careful, especially when queuing to pay.
How to Protect Yourself?
Whether it's "you scan me" or "I scan you", we need to be more security-conscious and take necessary precautions:
- Carefully verify the payee information: Before making a payment, be sure to carefully verify the payee information, including the name, avatar, account number, etc., to ensure that the information is correct before proceeding with the payment.
- Avoid scanning QR codes from unknown sources: Do not scan QR codes from unknown sources, especially those "scan for red envelopes" or "scan to receive free gifts" advertisements posted on the street, as they may hide various traps.
- Be cautious in public places: Be extra vigilant in public places like stations, shopping malls, and hospitals, to avoid falling into criminal traps.
- Enable SMS notification functionality: Enable SMS notification functionality so you can receive timely notifications of account changes, allowing you to detect any anomalies in a timely manner.
- Use more secure payment methods: For large-value payments, it is recommended to use more secure payment methods such as fingerprint or facial recognition payment to further reduce risks.
Responsibilities of Relevant Departments:
In addition to users' own precautions, relevant departments also need to strengthen supervision and crack down on illegal and criminal activities using mobile payment for fraud, creating a safer and more convenient payment environment for the public.
Conclusion:
The convenience of mobile payment has brought about significant changes to our lives. However, we must also be aware of its security risks. Only by continuously improving security awareness, mastering necessary preventive measures, can we better enjoy the convenience brought by mobile payment and protect our "money bags".
We hope that every friend can improve their security awareness, protect their property safety, and make mobile payment truly a "good helper" in our lives, rather than a "trap".
Disclaimer: The content of this article is sourced from the internet. The copyright of the text, images, and other materials belongs to the original author. The platform reprints the materials for the purpose of conveying more information. The content of the article is for reference and learning only, and should not be used for commercial purposes. If it infringes on your legitimate rights and interests, please contact us promptly and we will handle it as soon as possible! We respect copyright and are committed to protecting it. Thank you for sharing.(Email:win-e@163.com)
Mobile advertising space rental |
Tag: You Scan The Convenience and Risks of Mobile Payment
Barnacle Revelation: New Evidence for MH370 Crash Site?
NextHow to Say Goodbye to "Old Stories" in Your WeChat Moments: Making Your Social Space Cleaner
Guess you like
-
Pinduoduo's "Trillion-Yuan Support" Plan: A Three-Year, 100 Billion Yuan Investment to Build a Multi-Win Business EcosystemDetail
2025-04-03 14:41:29 11
-
Huyu Xianxiang and AVIC Optoelectronics Institute Forge Strategic Partnership to Shape China's eVTOL Avionics LandscapeDetail
2025-04-02 18:39:02 1
-
Haier Smart Home's 8th Global R&D Innovation Awards: Illuminating Better Lives with Technology, Achieving User SatisfactionDetail
2025-04-02 15:57:33 21
-
Huawei's 2025 China Digital Power Partner Conference: Carbon-Neutral Path for China, Shared Value CreationDetail
2025-03-31 18:57:09 11
-
OPPO Think Tank: A New Paradigm for Chinese Enterprises' Globalization From Wusha Village to the Global High-End MarketDetail
2025-03-31 18:48:21 11
-
ICLR 2025: Chinese Universities and Companies Showcase AI Prowess with Numerous Accepted Papers; Stanford-HKUST Collaboration Achieves Perfect ScoreDetail
2025-03-31 14:54:45 11
-
Huawei HarmonyOS Smart Home Partner Summit: Deep Dive into Spatial Intelligence Transformation and Ecosystem Development StrategyDetail
2025-03-31 13:01:45 21
-
AI Large Models Drive Innovation in Humanoid Robots and Autonomous Driving: 2025 as a Key MilestoneDetail
2025-03-31 13:00:04 11
-
Eight Cities Pilot Credit Supervision Data Openness, Empowering Micro and Small Enterprises with Mobile Payment PlatformsDetail
2025-03-26 09:32:47 1
-
Xiaomi's "Just a Little Profit": The Deep Logic and Sustainability Behind its Low-Margin StrategyDetail
2025-03-25 15:07:32 21
- Detail
-
The Ninth Huawei ICT Competition China Challenge Finals Conclude Successfully: Kunpeng and Ascend Tracks Crown Their ChampionsDetail
2025-03-24 16:26:03 11
-
Ronshen Sugar Cube Refrigerator: The Official Product of the 2025 FIFA Club World Cup, Ushering in a New Era of Healthy Food PreservationDetail
2025-03-24 15:40:35 21
-
Zhihu Launches New Version of Zhihu Straight Answer: Deep Integration of AI and Community to Enhance Professionalism and CredibilityDetail
2025-03-24 14:04:38 1
-
China Construction Ninth Harmony (Zhongjian Jiuhe) and Huawei HarmonyOS Smart Home Deepen Strategic Partnership at AWE2025, Building a Green and Intelligent Future HomeDetail
2025-03-23 15:21:15 41
-
ZuoYeBang Books Leads the New Trend in Intelligent Education Publishing at Changsha Book FairDetail
2025-03-21 15:15:33 31
-
Tianyancha: Shielding Consumer Safety and Reshaping Business Trust with DataDetail
2025-03-21 08:47:58 1
-
Hisense at AWE2025: AI Empowerment, Leading the Transformation of Future Smart LivingDetail
2025-03-20 18:24:11 11
-
Haier TV Makes a Stunning Debut at AWE 2024: Zhiyuan AI Large Model and PureScene Care Screen Usher in a New Era of Smart HomesDetail
2025-03-20 15:17:20 1
-
China Power's Xin Yuan Zhi Chu (New Source Smart Storage): Open Energy Intelligence Computing Center Leads Intelligent Transformation of the Energy IndustryDetail
2025-03-20 15:15:39 1