If WeChat is linked to a bank card, remember to turn off these two settings, otherwise you won't know if you have less money

Tech 2023-05-10 02:16:16 Source: Network

WeChat, as a popular social networking chat app, has 1.2 billion users and a considerable user base

WeChat, as a popular social networking chat app, has 1.2 billion users and a considerable user base. WeChat has always been keeping up with the times and providing us with more and more services. From basic friend chat to group chat, and then to payment.

WeChat is no longer a simple "chat tool", it is also a "wallet", and many users have developed the habit of using WeChat for payment.

Small change payment is a commonly used WeChat payment method, and it can also be paid through a bank card. WeChat supports bundling bank cards launched by various banks and financial institutions for daily shopping or consumption. Users can directly use the WeChat app that bundles bank cards.

The WeChat payment function brings convenience to our lives while also reducing the problem of losing cash and bank cards.

Not only that, on top of the payment function, WeChat has also launched an "automatic fee deduction function", mainly to facilitate users' renewal and enable them to quickly recharge when using a service.

Payment is becoming more and more convenient, but we also need to pay attention to usage precautions to avoid automatic deduction for payments, as you may not even know if you have less money!

For example, if you use some software and only purchase a month's membership, you can still use it next month. Don't think this is a benefit, "buy one get one free". This is WeChat's "automatic renewal" for you, deducting your own money.

The automatic deduction function is similar to receiving and paying, as long as you obtain permission once, you can make secret free payments later. If there is insufficient funds in your WeChat change or change account, WeChat will deduct the funds from the bank card you are bound to.

If this feature is enabled and not turned off, it will continue to automatically deduct fees. Sometimes, if you don't pay attention and don't notice it yourself, it can lead to wasted money. Over time, the more money is spent unjustly.

So, we need to check the automatic fee deduction software and close it in a timely manner if you don't need it:

Click in the upper right corner of WeChat payment to enter payment management and select automatic renewal to open it;

In the list of automatic renewal projects, you can see the automatic deduction projects we have signed up for, and we will disable services for them that are not needed. This way, these apps won't automatically deduct fees every month.

There is also a "password free payment" function, which can help us skip the step of entering a password and make payment directly.

But sometimes, we may accidentally touch or hesitate to place an order, which can cause a lot of unnecessary trouble.

If your phone is lost and stolen, it is highly likely that others will use this feature to directly treat your WeChat bound bank card as a "ATM" and not stop until it explodes.

If you have a bear child at home, it's best to turn off this feature. There are many similar cases where the child used their mother's phone to pay for a large amount of takeout, which is really careless.

Regarding the closure method of confidential payment:

Follow the steps above to open the payment settings and select 'no password payment' to open it;

Select the service to turn off the free password deduction function. In the future, payment needs to be verified through a payment password.

If you are unable to directly turn off the password free payment function, please enter the wallet, find the security guarantee, and then set the security lock. The next time you use WeChat payment, you will need to enter a password, and there are only five opportunities. If you miss it, it will be automatically locked for a period of time.

So, that's all for this issue. With just this simple setup, our WeChat payment will be more secure!

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